Banking Law

Banking Law covers a wide variety of topics relating to the regulation of banks, bank officials, and nonbank institutions that offer bank services. It involves such issues as deposit and trust accounts, state laws that protect consumers financially, the prohibition against discrimination in the allocation of credit, electronic banking and fund transfer systems, limitations on the disclosure of confidential financial information, and credit card agreements and services. Numerous laws affecting the regulation of financial institutions have been passed, including the Fair Credit Reporting Act (FCRA), the Truth in Lending Act, Real Estate Settlement Protection Act (RESPA), the Fair Debt Collection Practices Act, and the Truth in Savings Act.

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Legal articles focusing on Banking Law
Financing A Business
When starting a new small business (or even when keeping one running), a critical aspect is figuring out is how you're going to pay for things like office space, equipment, and advertising. There are several sources for financing your small business that you should know about.
Does Your Bank Meet the Stress Test?
The Federal Reserve recently devised a "bank stress test" to assess the financial strength of US banks. Initial stress test results show that a group of major banks are unlikely to need more government aid. Another group, however, will need added reserves. Know what to do if your bank doesn't pass.
Changing Names or Adding a Spouse to a Credit Card
Now that you're married, you may need to make some changes to your credit card accounts. Learn about changing your name on your accounts and adding your spouse's name to your credit cards as either a joint card holder or an authorized user.
Predatory Lending
Predatory lending occurs when a borrower enters into a loan transaction with terms and conditions that are abusive, unfair, and deceptive. Although several state and federal laws are designed to deter predatory lending tactics, the most effective deterrent is an informed consumer.
Banking & Finance - Selecting a Good Lawyer
If you have a legal problem involving banking or financial matters and you're pretty sure you need a lawyer, where do you find one? Selecting a good banking and finance lawyer involves finding someone with the experience and know-how you need to help resolve your problem quickly and properly.
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