Consumer Banking is comprised of the financial services, such as checking and savings accounts, mortgages, home equity lines of credit, personal loans, and credit cards, offered by financial institutions. The Check Clearing for the 21st Century Act (Check 21) has fostered innovation and efficiency in the consumer payment by permitting electronic checks. State and federal also laws prevent individuals from engaging in fraudulent or deceptive banking practices, such as bounced checks, and protects consumers from illegal acts, such as ID theft and phishing e-mail fraud. A history of consumer financial data, such as payment history, debt, bankruptcy, and garnishments, is compiled in credit reports by several consumer reporting agencies. Please read on to find a consumer banking attorney, consumer banking lawyer, or learn more about federal banking law.

Find a Consumer Banking attorney in your area.

Consumer Banking Articles

-   Minding Your Bank Checks -   Garnishment

-   Choosing a Credit Card -   Changing Names on Credit Cards

-   Joint Credit Cards -   Add a Spouse's Name to Titled Property & Accounts

-   Private Mortgage Insurance -   Home Equity Loan Scams

-   Foreclosed Property -   Buying A House In A Short Sale

-   Mortgages and Deeds of Trust -   Pay Day Loan Scams

-   Fraudulent Email Scamming -   Predatory Lending

-   Dealing with Bank Failures -   Co-Owned FDIC Insured Accounts

-   Bank Account Basics -   When Your Credit Card is Stolen

-   Minimizing Your Risk of Identity Theft -   Correcting Errors on Credit Reports

Consumer Banking FAQ's

-   Consumer Law: Fair Debt Collection FAQ -   Consumer Law: Credit and Credit Cards FAQ

-   Consumer Law: Federal Credit Law FAQ -   Financing A House FAQ

-   Consumer Law: Electronic Fund Transfers FAQ

Consumer Banking Forms and Video

Forms

-   Request for Monthly Statements by State -   Stop Payment on Check by State

-   Bad Check Notice by State -   Dispute Fraudulent Bank Transaction by State

Video

-   Can I see my credit report? -   How to stop payment on a check

-   What's on my credit report?

Lawyers.comsm Virtual Community

Legal Forums

-   Consumer Rights - General -   Mail Order and Internet Purchases

-   Credit and Collection Problems -   Automobile

-   Class Actions -   Contracts

-   Small Claims

Chats

-   Chat Listing -   Michael Siegel

Related Topics on Lawyers.comsm

-   Consumer Bankruptcy -   Contracts

-   Finance